Hurdle #1 Down!

     The race against time in this contest of preparedness just got a little more exciting: I got my loan! A turn of fate actually forced me to follow a different path that was not originally planned. I had applied for a study abroad loan in June. After cutting through much unwanted red tape, my application was finally completed and submitted. A week goes by as I collect the needed documentation to finalize approval. After submitting those, I wait. The normal turnaround time is about 13 days. P.S. What the hell?!? Nantrala, right? I know. After waiting the whole 13 days, I get an email explaining that there is a missing document. I submit this (however grudgingly) and wait the promised 1 business day to approve it. I then called 2 days later to confirm the receipt of the faxed document only to hear that it will take another 6 business days to process it. WTF? At this point I am as tired as a triangle neck scarf on a hipster listening to Sufjan Stevens. Those of you who know me know that I stress. 

     

     And I stress big time. 

     

     So, I stressed and went to campus (for the free internet) in an attempt to figure out my life. I decide to apply for another loan as a back-up. Here is where the magic comes in. I call Wells Fargo and inquire about their loan products. I talked to Jared (and later Zach; both of whom sounded incredibly attractive) and explained my situation via nervous underbreath. They were very understanding and helped me fill out the loan application over the phone. After that, I went online filled out the co-signer portion and faxed the promissory note the next day. That was it! All it took was one afternoon, patience, a fax, and some copy and paste action and voila! a check was mailed to me the next day. I know that this is not the forum for third party adveritising but...Thank you Wells Fargo! (however, I am hard-pressed to believe that the convenience was surely motivated by their desire to close a deal. And fast.) 

      SO, financial crises averted. I am now fully financed for the Fall semester abroad. 

Now all I have to worry about is getting my passport back from the consulate in time. That one may be more a a harder hurdle to overcome. More here as the story develops.

Toodles.